Braulio Nieves Roman

Financial planning is an outline of a person or family’s financial goals and the steps that are necessary to reach them. The goals can include establishing a cash reserve for emergencies, purchasing a home, funding children’s education, or setting up a retirement account. In order to establish a financial plan, it is important to gather current financial data. Then the data must be analyzed in conjunction with the goals that have been selected.

All the portfolios are customized for each investor and investment entity. We employ an “open architecture” platform, where investments vehicles and managers are selected on “best of breed” basis and where our criteria is based on performance as well as suitability within the overall portfolio. We believe in diversification and long-term investment planning. We use disciplined investment strategies, sophisticated optimization and allocation models in an attempt to create portfolios that consistently deliver the highest possible after-tax, after-fee returns for a given level of risk.

We offer a wide spectrum of investment opportunities across traditional and alternative asset classes for private clients, intermediaries, and institutional investors. Our multi asset allocation and equity investment expertise across all asset classes includes the following:
• Client-specific Portfolios
• Balanced
• Growth-oriented
• Income
• Unconstrained return

Tax planning refers to financial planning for tax efficiency. It aims to reduce one’s tax liabilities and optimally utilize tax exemptions, structures, and benefits as much as possible. Tax planning includes making financial and business decisions to minimize the incidence of tax. This helps you legitimately avail the maximum benefit by using all beneficial provisions under tax laws. We partner up with accountants and attorneys to maximize the financial planning to be considered.

Risk Management is the cornerstone of any financial planning effort. It makes no difference how elaborate or effective the investment, retirement or estate plan is, if you have not taken the necessary steps to reduce risk, all remaining planning efforts could be pointless. Through the proper use of insurance, it removes the concern for the unknown from any financial plan. Various insurance techniques will help in case of a premature death or disability. Also, it could help in implementing an effective business succession or estate plan.

We provide additional consulting services by partnering up with attorneys, accountants, trust and trustee services, capital raising efforts and merger and acquisitions professionals, and more. These partnerships help us maximize the goals that our clients are aiming to accomplish, whether is an individual or family transaction, or a business one.